How much does Microsoft 365 Copilot cost?

As of October 1, 2026, Microsoft lists Copilot Business at $21 per user per month on an annual subscription, on promotion at $18 until December 31, 2026, and $25.20 monthly. The enterprise add-on costs $30 per user per month with an annual commitment.

Do you need Microsoft 365 to use Copilot?

Yes. Copilot Business is an add-on to a Microsoft 365 Business plan, and the enterprise add-on requires a license such as Microsoft 365 E3 or E5. Copilot Chat, included free in eligible subscriptions, only grounds its answers on the web.

GENIAL vs Microsoft Copilot: which AI for your business?

In short

Microsoft 365 Copilot adds AI to Word, Excel, Outlook and Teams: billed per user ($21 a month on an annual Copilot Business subscription), on top of a Microsoft 365 license. GENIAL costs $29 a month, excl. tax for the whole organization, works with Microsoft 365 and Google Workspace alike, and lets you choose between GPT, Claude and Mistral.

Public information checked on October 1, 2026

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At a glance

8/9in GENIAL's favor
0/9on par
1/9in Copilot's favor

Where GENIAL makes the difference

Pricing: One fixed price, whatever the number of users
Users: No Microsoft 365 license required
AI models: Mistral on top of GPT and Claude
Role-specific agents: 8 ready-to-use role-specific agents, no Copilot Studio needed
Connectors: 194 ready-to-use connectors, Google Workspace included
Meetings: Online and in-person meetings, beyond Teams
Support: French team, Academy and AI project manager
Getting started: Free to get started, up and running in 5 minutes

Our reading of the sourced facts in the table: the competitor gets the edge whenever its published information is stronger.

The comparison, criterion by criterion

The comparison, criterion by criterion
Criterion		Copilot
PricingOne fixed price, whatever the number of users	GENIAL's edge Genial Pro: $29/month, excl. tax Genial Team: $149/month, excl. tax Genial Enterprise: custom quote	Copilot Business: $21 per user per month on an annual plan ($18 on promotion until December 31, 2026), $25.20 monthly. Enterprise add-on: $30. Copilot Chat included, web-grounded only.[1][2][3]
UsersNo Microsoft 365 license required	GENIAL's edge Unlimited users: one price per organization, not per seat	Billed per user, on top of a Microsoft 365 license; Copilot Business for up to 300 users.[1][3]
AI modelsMistral on top of GPT and Claude	GENIAL's edge Several models to choose from, in one interface GPT, Claude, Mistral	OpenAI (GPT-5) and Anthropic (Claude) models; Anthropic models are off by default for European customers.[5][6]
Role-specific agents8 ready-to-use role-specific agents, no Copilot Studio needed	GENIAL's edge 8 ready-to-use role-specific agents: procurement, sales, marketing, HR, finance, customer service, legal, IT Custom agents for other roles	Researcher, Analyst and Facilitator agents included; custom agents with Copilot Studio, billed in credits ($200 a month for 25,000 credits).[4][7]
Connectors194 ready-to-use connectors, Google Workspace included	GENIAL's edge 194 ready-to-use connectors 1,500+ connectors in the catalog Works with Microsoft 365 and Google Workspace	100+ ready-made connectors (Salesforce, ServiceNow, SAP, Jira, Google Drive…) around Microsoft 365.[8]
MeetingsOnline and in-person meetings, beyond Teams	GENIAL's edge Meeting assistant included in the Pro plan Online and in-person meetings	Intelligent recap of Teams meetings, with a Copilot or Teams Premium license and transcription turned on.[9]
DataISO 27001, ISO 42001 and HDS certifications published	Data hosted in Europe GDPR, data processing agreement (DPA)	Copilot's edge Covered by the EU Data Boundary, except Anthropic models; no training on your data; ISO 27001, ISO 42001; Microsoft 365 HDS-certified (French health data hosting).[10][6][11]
SupportFrench team, Academy and AI project manager	GENIAL's edge French company, teams in Paris and Bordeaux Academy: learning paths and a prompt library Dedicated AI project manager on the Enterprise plan Accredited AI Expert for Bpifrance, France's public investment bank	US vendor (Redmond). Licenses assigned from the Microsoft 365 admin center, online adoption resources, enterprise plan through Microsoft or its partners. French supported.[3][2][12]
Getting startedFree to get started, up and running in 5 minutes	GENIAL's edge Free to get started Up and running in 5 minutes Pro plan with no commitment	One-month free trial on Copilot Business, credit card required; no trial on the enterprise add-on.[1][2]

Pricing
GENIAL's edge
One fixed price, whatever the number of users
- Genial Pro: $29/month, excl. tax
- Genial Team: $149/month, excl. tax
- Genial Enterprise: custom quote
Copilot
Copilot Business: $21 per user per month on an annual plan ($18 on promotion until December 31, 2026), $25.20 monthly. Enterprise add-on: $30. Copilot Chat included, web-grounded only.[1][2][3]
Users
GENIAL's edge
No Microsoft 365 license required
- Unlimited users: one price per organization, not per seat
Copilot
Billed per user, on top of a Microsoft 365 license; Copilot Business for up to 300 users.[1][3]
AI models
GENIAL's edge
Mistral on top of GPT and Claude
- Several models to choose from, in one interface
- GPT, Claude, Mistral
Copilot
OpenAI (GPT-5) and Anthropic (Claude) models; Anthropic models are off by default for European customers.[5][6]
Role-specific agents
GENIAL's edge
8 ready-to-use role-specific agents, no Copilot Studio needed
- 8 ready-to-use role-specific agents: procurement, sales, marketing, HR, finance, customer service, legal, IT
- Custom agents for other roles
Copilot
Researcher, Analyst and Facilitator agents included; custom agents with Copilot Studio, billed in credits ($200 a month for 25,000 credits).[4][7]
Connectors
GENIAL's edge
194 ready-to-use connectors, Google Workspace included
- 194 ready-to-use connectors
- 1,500+ connectors in the catalog
- Works with Microsoft 365 and Google Workspace
Copilot
100+ ready-made connectors (Salesforce, ServiceNow, SAP, Jira, Google Drive…) around Microsoft 365.[8]
Meetings
GENIAL's edge
Online and in-person meetings, beyond Teams
- Meeting assistant included in the Pro plan
- Online and in-person meetings
Copilot
Intelligent recap of Teams meetings, with a Copilot or Teams Premium license and transcription turned on.[9]
Data
Copilot's edge
ISO 27001, ISO 42001 and HDS certifications published
- Data hosted in Europe
- GDPR, data processing agreement (DPA)
Copilot
Covered by the EU Data Boundary, except Anthropic models; no training on your data; ISO 27001, ISO 42001; Microsoft 365 HDS-certified (French health data hosting).[10][6][11]
Support
GENIAL's edge
French team, Academy and AI project manager
- French company, teams in Paris and Bordeaux
- Academy: learning paths and a prompt library
- Dedicated AI project manager on the Enterprise plan
- Accredited AI Expert for Bpifrance, France's public investment bank
Copilot
US vendor (Redmond). Licenses assigned from the Microsoft 365 admin center, online adoption resources, enterprise plan through Microsoft or its partners. French supported.[3][2][12]
Getting started
GENIAL's edge
Free to get started, up and running in 5 minutes
- Free to get started
- Up and running in 5 minutes
- Pro plan with no commitment
Copilot
One-month free trial on Copilot Business, credit card required; no trial on the enterprise add-on.[1][2]

Choose GENIAL if…

You want one price per organization ($29 a month, excl. tax) rather than a per-user license.
Your teams work in Microsoft 365, Google Workspace, or both.
You want a meeting assistant for online and in-person meetings alike.
You want ready-to-use role-specific agents, without building them in Copilot Studio.

Choose Copilot if…

Your whole company works in Microsoft 365 and wants AI right inside Word, Excel, Outlook and Teams.
You already hold Microsoft 365 E3 or E5 licenses and have an IT team to administer Copilot.
You handle health data and want to stay in an HDS-certified Microsoft 365 environment.

Frequently asked questions

Microsoft 365 Copilot is built into the Microsoft 365 apps and billed per user, on top of the Microsoft 365 license. GENIAL works with Microsoft 365 and Google Workspace, brings together several models, eight role-specific agents and a meeting assistant, for $29 a month, excl. tax whatever the number of users.

Sources and method

Every piece of information about the competing offer comes from the vendor's public pages, checked on October 1, 2026. The bracketed numbers in the table refer to this list.

Offers change quickly: check each vendor's current terms before deciding. The brands mentioned belong to their respective owners; GENIAL is not affiliated with any of them.

Is something out of date? Let us know and we'll fix it.

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